Ameritas Dentist – Lincoln, NE
Ameritas Insurance Cuts the Cost of Dental Care
We never want you to be stressed out because of the cost of dental work, which is why we’re proud to serve as your Ameritas dentist in Lincoln. This robust insurance plan can mitigate the cost of your oral health procedures, thereby helping you to afford the preventive and restorative work that your smile needs in order to stay healthy and happy. If you have an Ameritas policy, please let us help you get the most out of it! We’re happy to explain your coverage to you, file your insurance claims, and suggest strategies that will help you maximize your benefits.
Ameritas Coverage Availability & Fees
Ameritas dental insurance is similar to most benefits plans in that it has a heavy focus on preventive care; in fact, when you visit an in-network provider, your routine checkups, cleanings, and X-rays may come at no out of pocket cost to you. Minor restorative work is usually covered at a rate of 70 – 80%, while major restorative work may be covered at just 50 – 60%.
Since Ameritas insurance is a PPO plan, you are free to choose any dentist you like. However, coverage rates are significantly lower at out of network care providers.
Although Ameritas has much in common with other dental insurance companies, it does have a few traits that make it stand out as different:
Some Ameritas plans include a Dental Rewards feature. If you take good care of your teeth and do not use your entire annual maximum, you may be able to roll over some of that maximum’s value into the following year.
The vast majority of dental insurance plans offer no coverage whatsoever for cosmetic work. However, Ameritas does! You may be able to choose a plan that reduces the cost of professional whitening and other smile-enhancing procedures.
If you’re not sure about the specific details of your plan, rely on us to help you out! Simply provide us with your insurance information, and we’ll investigate how your coverage works. We’ll explain how your policy relates to any treatment you need, how much you’ll owe out of pocket for any given procedure, and how you can plan your dental work in order to get the most out of your benefits. For example, if you do not have the Ameritas Dental Rewards feature as part of your plan, we might suggest that you break up any major work across two calendar years so you can take advantage of multiple annual maximums.
Meet Carrie, Our In-Office Insurance Expert
If you are ever confused about your dental insurance or you simply want to become a little more knowledgeable about how it works, talk to Carrie, one of our office administrators. She is well familiar with how Ameritas coverage works and would be happy to help you find answers to any questions you have about your coverage.